Failsafe Capital, LLC

After graduating from Penn State and serving for 5 years in the U.S. Air Force, James Terry joined Merrill Lynch and began a practice specializing in tax free municipal bonds. Over the next 30 years, he would go on to build the largest individual bond practice in the firm, and become one of the first financial consultants in the firm's history to attract more than $1 billion in individual client assets.

In addition to his bond specialty, Jim worked with Merrill’s derivatives specialists seeking alternative ways of participating in the stock market without exposing his conservative clients to the usual stock market risks. These efforts evolved into an option based strategy which could generate attractive positive returns whether the market advanced or declined...or even crashed.  

Controlling risk as it did, this strategy came to be characterized as "failsafe."

Early in his career, Jim's performance attracted the attention of former Secretary of the Army and General Dynamics CEO, Frank Pace, and General Electric Chief Financial Officer, Alva O. Way, who became clients and introduced Jim to some of America's largest corporations. Thus began a long series of relationships over the years, so that by the time he retired from Merrill Lynch in 1998, Jim's clientele represented a “Who’s Who” of corporate America that included chairmen, presidents and/or directors of more than 50 Fortune 500 companies.

Today, Jim manages his own portfolio in the "failsafe" tradition, successfuly navigating through today's highly volatile markets. In special situations, he periodically advises qualified investors through his own firm, Failsafe Capital, LLC, a Connecticut Registered Investment Advisor.